🌟 复利计算公式 🌟

Compound interest is one of the most powerful tools for wealth growth, and understanding its formula can help you make smarter financial decisions. The basic formula for calculating compound interest is:

A = P(1 + r/n)^(nt)

Here’s what each symbol means:

- A = Total amount (including both principal and interest)

- P = Principal amount (initial investment)

- r = Annual interest rate (in decimal form)

- n = Number of times interest is compounded per year

- t = Time the money is invested for in years

💡 For example, if you invest $1,000 at an annual interest rate of 5%, compounded monthly over 10 years, the calculation would look like this:

A = 1000(1 + 0.05/12)^(1210)

Compound interest works like magic because it earns interest not only on the initial amount but also on the accumulated interest from previous periods. This creates exponential growth over time. 💸✨

So next time you're planning your savings or investments, remember the power of compound interest! 📈💰